diff --git a/veza-backend-api/internal/config/config.go b/veza-backend-api/internal/config/config.go
index b63f5444a..482d6e351 100644
--- a/veza-backend-api/internal/config/config.go
+++ b/veza-backend-api/internal/config/config.go
@@ -147,6 +147,11 @@ type Config struct {
 	StripeConnectWebhookSecret string // STRIPE_CONNECT_WEBHOOK_SECRET
 	PlatformFeeRate            float64 // PLATFORM_FEE_RATE (default 0.10 = 10% commission)
 
+	// Transfer Retry Worker (v0.701)
+	TransferRetryEnabled     bool          // TRANSFER_RETRY_ENABLED (default true)
+	TransferRetryMaxAttempts int           // TRANSFER_RETRY_MAX (default 3)
+	TransferRetryInterval    time.Duration // TRANSFER_RETRY_INTERVAL (default 5m)
+
 	// Email & Jobs
 	EmailSender *email.SMTPEmailSender
 	JobWorker   *workers.JobWorker
@@ -364,6 +369,11 @@ func NewConfig() (*Config, error) {
 		StripeConnectWebhookSecret: getEnv("STRIPE_CONNECT_WEBHOOK_SECRET", ""),
 		PlatformFeeRate:            getEnvFloat64("PLATFORM_FEE_RATE", 0.10),
 
+		// Transfer Retry Worker (v0.701)
+		TransferRetryEnabled:     getEnvBool("TRANSFER_RETRY_ENABLED", true),
+		TransferRetryMaxAttempts: getEnvInt("TRANSFER_RETRY_MAX", 3),
+		TransferRetryInterval:    getEnvDuration("TRANSFER_RETRY_INTERVAL", 5*time.Minute),
+
 		// Log Files Configuration
 		// En développement, utiliser ./logs si /var/log n'est pas accessible
 		LogDir: func() string {
@@ -912,6 +922,23 @@ func (c *Config) Validate() error {
 		return fmt.Errorf("RATE_LIMIT_WINDOW validation failed: %w", err)
 	}
 
+	// v0.701: Validate PlatformFeeRate range
+	if c.PlatformFeeRate < 0 || c.PlatformFeeRate > 1 {
+		return fmt.Errorf("PLATFORM_FEE_RATE must be between 0 and 1, got %f", c.PlatformFeeRate)
+	}
+
+	// v0.701: Validate Stripe Connect config coherence
+	if c.StripeConnectEnabled && c.StripeConnectSecretKey == "" {
+		if c.Env == EnvProduction {
+			return errors.New("STRIPE_CONNECT_ENABLED=true but STRIPE_SECRET_KEY is empty")
+		}
+	}
+
+	// v0.701: Validate transfer retry config
+	if c.TransferRetryEnabled && c.TransferRetryMaxAttempts < 1 {
+		return errors.New("TRANSFER_RETRY_MAX must be >= 1 when retry is enabled")
+	}
+
 	// Audit 1.7: Fail startup if bypass flags are set in production
 	if err := validateNoBypassFlagsInProduction(c.Env); err != nil {
 		return err